Fire/Smoke Damage Claims
We fight for the full settlement you deserve after fire or smoke damage.
Fire & Smoke Damage — We're On Your Side
Fire is one of the most common causes of property damage, resulting in serious problems for homeowners, businesses and commercial property owners. A fire can destroy the structure of your home or business and leave behind devastating smoke and soot damage that penetrates walls, ceilings, and personal belongings.
Insurance companies often undervalue fire and smoke damage claims, leaving property owners without the funds they need to fully restore their property. Southern Public Adjusters works exclusively for you — the insured — to ensure every aspect of your loss is documented, estimated, and presented to the insurance company.
Our licensed public adjusters have over 30 years of experience handling fire and smoke damage claims throughout Florida. We know the policy language, the process, and how to maximize your settlement.
What We Do For You
Complete Damage Assessment
We conduct a thorough inspection of all fire and smoke damage, including hidden damage inside walls, ductwork, and structural components.
Detailed Repair Estimate
We prepare a comprehensive repair estimate that accounts for all damages — structural, cosmetic, and contents — so nothing is left out of your claim.
Policy Review & Interpretation
We review your insurance policy to identify all coverages that apply to your loss, including additional living expenses if your home is uninhabitable.
Claim Negotiation
We handle all communications and negotiations with your insurance company, pushing for the maximum settlement you are entitled to under your policy.
Suffered Fire or Smoke Damage?
Don't let the insurance company shortchange you. Call Southern Public Adjusters today for a free consultation. We work on a contingency basis — you pay nothing unless we recover money for you.
Call 305-234-8243