The Expert Professional

A Public Adjuster is a licensed professional hired by the insured — that's you — to act as your representative in the preparation and presentation of a claim to the insurance company. Unlike the insurance company's adjuster, who works for the carrier, a public adjuster works exclusively for you.

As your claim representative, your public adjuster addresses and guides you through the extensive requirements that are necessary when a loss occurs. We help you navigate and interpret the policy language and the responsibilities that you have as the insured.

Southern Public Adjusters will prepare and produce a repair estimate, recommend and oversee the hiring of experts, execute and present the many requests made from your insurance company concerning the loss, and essentially defend and push forward your interests in a timely manner in order to negotiate and settle your insurance loss.

At Southern P.A., we ONLY work for you the insured and have a complete fiduciary relationship with our clients — NOT the carrier.

A qualified public adjuster — which means a person that has verifiable experience in adjusting losses and not in just driving around in an expensive sports car that costs an arm and a leg — knows your policy as well as all of the ins & outs of the insurance process in order to maximize your insurance check for the damages sustained.

Insurance companies have their own team of adjusters, engineers, and attorneys working to minimize what they pay you. You deserve the same level of expertise on your side. A public adjuster levels the playing field.

Studies have consistently shown that policyholders who hire a public adjuster receive significantly higher settlements than those who handle claims on their own. We know what to look for, how to document it, and how to present it.